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Fixed rate mortgage

From 2,60%

Interest rate

Up to 80% of purchase

Value

30 years

Duration

Life and home insurance. Salary account.

Requirements

Intermediated mortgage financing by FINANCIALPAR S.L.U., with head offices in Barcelona and registered in the Register of Credit Intermediaries under no. 72 of the Banco de España (Bank of Spain). Team qualified under the Property Credit Law (LCCI, for its Spanish acronym). Consult conditions, requirements, rebates and commitments. External expenses may be incurred, such as appraisal fees.

Intermediated mortgage financing by FINANCIALPAR S.L.U., with head offices in Barcelona and registered in the Register of Credit Intermediaries under no. 72 of the Banco de España (Bank of Spain). Team qualified under the Property Credit Law (LCCI, for its Spanish acronym). Consult conditions, requirements, rebates and commitments. External expenses may be incurred, such as appraisal fees.

What is a fixed mortgage?

Fixed mortgages are those that have an interest rate which does not vary throughout the whole duration of the loan. This is an advantage for people who wish to have stability in their mortgage payments.

People who prefer their interest rates not to vary tend to lean towards this option. On the other hand, however, fixed mortgages have a higher annual percentage rate (APR) than variable mortgages. Yet, the big advantage is that, no matter how many years you choose to pay back your credit, this monthly sum will not vary, which means that you’ll always be able to predict your personal finances. You can even do so a year in advance, since it won’t be affected by Euribor or other added aspects that can affect variable mortgages.

NIR, APR, differential, fixed, variable? We explain it all in your language

Advantages of a fixed mortgage

Among many other advantages, fixed mortgages stand out for not changing their monthly payment amount throughout the whole loan duration. This means that you can effectively organise your everyday finances:

“RN Tu solución hipotecaria’s” fixed mortgage:

No variations in the monthly payment

Ability to make better predictions for your household finances

Shorter repayment periods

Payroll direct debit

life and home insurance

How do you get the best mortgage?

By knowing the mortgage market inside out, since there is an abundance of ever-changing offers. Having a good grasp of this allows us to find the best product for each profile. Not only this, being capable of doing so in an agile and transparent way has also proven to be key.

1. Simulate your mortgage

In under two minutes, you can get an estimate and start the process

2. We study your case

One of our agents will get in touch to study your case in a personalised way

3. We negotiate for you

We advise you and negotiate with financial establishments on your behalf

4. Sign the papers and enjoy your home

We’ll be with you every step of the way so that you can sign with the utmost peace of mind

The best fixed mortgage for your situation

The best fixed mortgage for your situation

Here at RN Tu solución hipotecaria, we want to avoid confusing our customers by stating categorically that we offer the best fixed mortgage in terms of interest rate, since this piece of data varies depending on each case, what is on offer, and the period of time. What we can say is that we are committed to the truth and the transparency of information we offer, and we don’t really like the term ‘best’ due to its imprecise connotations. We are confident that we are able to offer the best possible service for your specific case, and that we have a human team that will guide our customers towards the best possible opportunities within our reach. The fixed mortgage we will offer you will have a very good interest rate. Thousands of processed mortgages and happy customers after years of experience attest to this.

 

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Our fixed mortgage in 2022

Our fixed mortgage in 2022

Over the course of 2022, hundreds of customers were able to fulfil their dream of buying the house they were after, thanks to our mortgages. Here at RN Tu solución hipotecaria we are committed to the mortgage market, and that’s why we’re celebrating, since in 2022 we have been one of the leaders as far as securing mortgages is concerned. This is possible thanks to our human team, always striving to offer the best experience to the customer, from customer support all the way up to loan paperwork.

Over the course of this year, we have worked on and updated our online service, specially designed for customers who, for different reasons, are unable to visit our offices. This allows us to manage the whole mortgage process remotely. It all begins with a form on our website, and ends when you’re handed the keys.

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The future fixed mortgage in 2023

The future fixed mortgage in 2023

Thanks to our extensive knowledge of the mortgage market, we are able to remain at the forefront and constantly improve. Fixed mortgages in 2023 are set to evolve as a highly demanded product that has an interest rate that is likely to rise.  2023 will (once more) be a year of great challenges ahead, which will also most likely affect fixed mortgages and their interest rates. However, there will always be interesting options on the market, just like the ones we’ve always been able to offer our customers. Since starting out in the industry in 1999, we’ve gone through tough times, but we’ve always powered through.

Your loyalty and trust is what allows us to remain in a privileged position in the fixed mortgage market. May 2023 be the year for RN Tu solución hipotecaria to strengthen its position in the online market and progress in terms of customer management and support, providing proactive guidance to help you in all your needs.

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EXCELENTE
A base de 1207 reseñas
Miguel Garcia
Miguel Garcia
12/04/2025
Realmente genial , conseguí comprar una casa realmente con tanto desconocimiento no saber por dónde empezar mi gestora Carmen me asesoró todo el proceso y me despejó todas las dudas que tenía o me surgían, muy a atenta amable y disponible en todo el proceso volvería a comprar con eya otra casa sin dudarlo
MIlanny Perez
MIlanny Perez
09/04/2025
Excelente servicio! Super contentos de contar con Roger en todo el proceso de compra de nuestro hogar. Más que agradecidos con él por toda su ayuda y apoyo en este proceso. 100% recomendables. +5*****
Álvaro Graells
Álvaro Graells
09/04/2025
Ayer firmamos la compraventa de nuestro nuevo piso así como la hipoteca y no puedo estar más contento de haber contactado con ellos. Desde el principio, Julián se mostró muy cercano y analizó bien nuestro caso para ver a qué tipo de hipoteca podíamos acceder. Su actitud, tanto con mi mujer como conmigo ha sido siempre de 10. En resumen: no solo hemos conseguido una hipoteca en muy buenas condiciones, sino que además nos hemos sentido muy acompañados durante estos meses, algo que agradecemos, ya que no es un proceso fácil. Sin duda volvería a repetir y recomiendo encarecidamente sus servicios. También mención a Germán que nos ayudó en la relación con la gestión con el banco.
Pedro Jiménez
Pedro Jiménez
08/04/2025
Tuvimos una experiencia excelente con Germán. Nos ayudó a conseguir la hipoteca y estuvo siempre muy pendiente de cada paso del proceso, resolviendo todas nuestras dudas y acompañándonos en todo momento. Gracias a su implicación y profesionalidad, todo fue mucho más fácil. ¡Lo recomendamos 100%!
Matias Infante
Matias Infante
07/04/2025
Impecable y profesional el asesoramiento de RN, concretamente de Roger y Estefanía. Son dos profesionales que recomiendo al 100%.
Mario Farolas sanchez
Mario Farolas sanchez
02/04/2025
Gracias por un trabajo impecable, no ha sido fácil pero con vuestra constancia y buen trabajo he conseguido nuestro sueño, sois geniales.
Omar Memba del Olmo
Omar Memba del Olmo
01/04/2025
Gracias a Manuel y Miguel que han trabajado muy bien para permitir que consigamos hacer realidad nuestro proyecto inmobiliario!!! Muy serios, atentos y transparentes en su gestión. Lo recomendamos totalmente.
Veronica Borrero Lanza
Veronica Borrero Lanza
31/03/2025
Muy profesionales y muy agradecida a Daniel y Manel que nos han acompañado y asesorado en todo el proceso
José luis García
José luis García
31/03/2025
Trato muy bueno,muy profesionales y nos ayudado mucho en todo el proceso.Muy agradecido
miguel palenciano
miguel palenciano
31/03/2025
Noelia y Joel son unos profesionales de los pies a la cabeza aparte de ser super majos. Han tramitado mi hipoteca muy rápido resolviendo todas mis dudas en cada momento…. Muy contento con todo el proceso y con ellos. Recomendación 100% si queréis confianza y que os saquen una hipoteca rápida y bien RN hipotecas os lo harán.